Why use an INTRUST HSA?

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Tax-Free Withdrawals

Pay for qualified health expenses on a tax-free basis.

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Easy Payments

Use INTRUST online bill pay or carry the HSA Visa® Debit Card or HSA checks with you to pay all of your qualified medical expenses.

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Tax-Free Contributions

Add tax-free dollars to your account throughout the year.

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Free Online Banking

Monitor your account balance 24/7 and use online bill pay to pay your qualified medical expenses.

Health Savings Account Interest Rates

Daily Collected Balance Required Minimum to Open Account Interest Rate Annual Percentage Yield (APY)
$0 - $999.99 $0 0.15% 0.15%
$1,000 or more $0 0.20% 0.20%
Variable interest is calculated on the daily collected balance, compounded and credited monthly1 based on the following tiers. Only one tier of interest will apply to your account per day. Rates may vary by bank location. Annual Percentage Yields (APYs) quoted are accurate as of 3/18/2019 and are subject to change without notice.

Fees & Terms

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  • No monthly1 account maintenance fee if a $1,000 average collected balance is maintained.
  • Monthly1 account maintenance fee is $2.50 if below minimum balance required.
  • Account set up fee of $15.00 per account.
  • Fees may reduce earnings on the account.

For additional details about INTRUST Health Savings accounts, review our Truth in Savings Disclosure for INTRUST Health Savings Accounts, Personal Accounts Fee Schedule, and our Deposit Agreement.

  1. Month or monthly is an approximate four (4) week period or cycle, not necessarily a calendar month.