Business Time Deposit Accounts
Take advantage of extra cash
Time deposits combine the security of a guaranteed return from a savings account with the higher return associated with an investment.
A time deposit is an account where the customer generally does not have a right to make withdrawals unless the deposit is subject to an early withdrawal penalty. INTRUST Bank Time Deposits are similar to Certificates of Deposits (CDs), but are issued with a Receipt and not a Certificate.
Regular Time Deposits
|Term||Interest Rate||Annual Percentage Yield (APY)|
Rates may vary by bank location. Annual Percentage Yields (APYs) quoted are accurate as of 3/21/2019 and are subject to change without notice. Withdrawals will reduce earnings. Substantial penalty for early withdrawal.
Minimum Opening Deposit - Regular Time Deposits: $500
Minimum Opening Deposit - Jumbo Time Deposits: $100,000
All time deposit accounts will automatically renew at their maturation date. Once the term expires, you have 10 calendar days to add or change the term with no penalty. You generally cannot make withdrawals without an early withdrawal penalty.
For more details, review our Deposit Agreement.
Each business time deposit account offers the following features:
No monthly1 maintenance fee
Insured by the FDIC
You're covered up to the maximum allowed by the FDIC.
Business Online and Mobile Banking
View and manage your INTRUST business banking accounts from just about anywhere.Learn More
Get started with a new account
Contact us to open a new business savings account. We look forward to helping your business grow.Contact Us
- Month or monthly is an approximate four (4) week period or cycle, not necessarily a calendar month.