Health Savings Accounts
Tax-free savings for health expenses
Working in conjunction with a High Deductible Health Plan (HDHP), a Health Savings Account (HSA) allows you to pay for current health expenses and save for future qualified medical and retiree health expenses on a tax-free basis. Unlike most health insurance plans, there is no "use it or lose it" clause associated with an HSA. At the end of the year, any unused balance in your account will be carried over to the following year, allowing you to build the fund to cover future medical expenses.
Why use an INTRUST HSA?
Pay for qualified health expenses on a tax-free basis.
Use INTRUST online bill pay or carry the HSA Visa® Debit Card or HSA checks with you to pay all of your qualified medical expenses.
Add tax-free dollars to your account throughout the year.
Free Online Banking
Monitor your account balance 24/7 and use online bill pay to pay your qualified medical expenses.
Health Savings Account Interest Rates
|Daily Collected Balance Required||Minimum to Open Account||Interest Rate||Annual Percentage Yield (APY)|
|$0 - $999.99||$0||0.10%||0.10%|
|$1,000 or more||$0||0.15%||0.15%|
Fees & Terms
- No monthly1 account maintenance fee if a $1,000 average collected balance is maintained.
- Monthly1 account maintenance fee is $2.50 if below minimum balance required.
- Account set up fee of $15.00 per account.
- Fees may reduce earnings on the account.
For additional details about INTRUST Health Savings accounts, review our Truth in Savings Disclosure for INTRUST Health Savings Accounts, Personal Accounts Fee Schedule, and our Deposit Agreement.
Have questions or want to get started? Give us a call at the number below and we'll be happy to help.
- Month or monthly is an approximate four (4) week period or cycle, not necessarily a calendar month.