Why use an INTRUST HSA?

Outline of cross inside of circle which symbolized health care

Tax-Free Withdrawals

Pay for qualified health expenses on a tax-free basis.

Outline of front and back of credit card

Easy Payments

Use INTRUST online bill pay or carry the HSA Visa® Debit Card or HSA checks with you to pay all of your qualified medical expenses.

Outline of ripped piece of paper with the words Tax Free

Tax-Free Contributions

Add tax-free dollars to your account throughout the year.

Banking outline

Free Online Banking

Monitor your account balance 24/7 and use online bill pay to pay your qualified medical expenses.

Health Savings Account Interest Rates

Daily Collected Balance Required Interest Rate Annual Percentage Yield (APY) Minimum Opening Deposit
$0 - $999.99 0.10% 0.10% $100
$1,000 or more 0.15% 0.15% $100
Variable interest is calculated on the daily collected balance, compounded and credited monthly1 based on the following tiers. Only one tier of interest will apply to your account per day. Rates may vary by bank location. Annual Percentage Yields (APYs) quoted are accurate as of 8/2/2019 and are subject to change without notice.

Fees & Terms

Orange line

  • No monthly1 account maintenance fee if a $1,000 average collected balance is maintained.
  • Monthly1 account maintenance fee is $2.50 if below minimum balance required.
  • Account set up fee of $15.00 per account.
  • Fees may reduce earnings on the account.

For additional details about INTRUST Health Savings accounts, review our Truth in Savings Disclosure for INTRUST Health Savings Accounts, Personal Accounts Fee Schedule, and our Deposit Agreement.

  1. Month or monthly is an approximate four (4) week period or cycle, not necessarily a calendar month.