Open an account today

You can quickly open an account online or also stop by one of our banking centers.

Features Included with Your Account

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Earns Interest

Interest is earned on the entire account balance

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Free Checks and Cashier's Checks

Unlimited personal checks in any design we offer and unlimited cashier's checks

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ATM Fee Reimbursement

Receive unlimited ATM refunds on INTRUST fees. Receive unlimited ATM rebates of fees assessed by other banks.1

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Free Accessory Services

Such as domestic and international wires, stop payments, etc.

Elite Checking

Interest Rate Annual Percentage Yield (APY)
0.15% 0.15%

Variable interest; rate may change after account is opened. Rates may vary by bank location. Annual Percentage Yields (APYs) quoted are accurate as of Date and are subject to change without notice. Fees may reduce earnings on the account.

Fees and Terms

  • The monthly2 account maintenance fee is $30. You can avoid the fee if you meet any one of the following criteria:
    • Maintain a combined deposit account balance of at least $100,000.3
    • Have a qualifying INTRUST Wealth account.4
  • The minimum opening deposit is $100.

For additional details about INTRUST checking accounts, review our Truth in Savings Disclosure for Personal Accounts, Personal Accounts Fee Schedule, and our Deposit Agreement.


  1. Receive unlimited refunds on fees INTRUST charges for use of an ATM owned by another financial institution. These fees will be refunded at the time of the transaction. Receive unlimited ATM rebates of fees charged by other financial institutions if the average collected balance in your account is equal to or greater than zero ($0) at the time of the ATM transaction. All rebates credited to your account for these ATM fees will be reported to the IRS as interest earned.
  2. Month or monthly is an approximate four (4) week period or cycle, not necessarily a calendar month
  3. The average collected balance of the INTRUST checking, savings, and money market accounts and the principal balance of the INTRUST time deposit and IRA accounts on which you are an owner.
  4. The following are qualifying INTRUST Wealth accounts: Revocable Trust accounts with a living grantor; Individual Investment Management Agency (IMA) accounts with a living principal; IMA accounts with a revocable trust as principal; IRAs with a living owner or beneficiary; and ROTH IRAs with a living owner.