Rates listed are effective as of 9/19/2019, are not guaranteed and are subject to change without notice. Lien position, LTV and term can adjust the rate. Purpose doesn't impact rate. Property insurance required. An appraisal may be required which may result in a fee ranging from $0 to $1,000 and an appraisal vendor fee ranging from $0-$33.70. Customer qualifies for a first mortgage if the home is paid off or INTRUST is refinancing the loan.

Customer qualifies for a second mortgage if payments are still being made on the first mortgage and it is not being refinanced by INTRUST.

1. Disclosed APR assumes actual closing costs paid by the customer, a $75,000 loan with 120 month term. Loans secured by property in Kansas would have closing costs of approximately $218.50. These costs may be added to the loan amount and are not required to be paid out of pocket. For example: a first mortgage loan with an APR of 4.25% would result in a payment of $768.28. A second mortgage loan with an APR of 5.25% would result in a payment of $804.69.

*Annual Percentage Rate will be 0.25% higher if the payments are not automatically deducted from an INTRUST Bank checking account. If an escrow account is required or requested, the actual payment will be greater to include payment for real estate taxes and homeowner’s insurance premiums.