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The features you're looking for

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No Monthly1 Maintenance Fee

No fees and no minimum balance requirement.

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Variable Interest

Calculated daily; compounded and credited monthly1

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Free Online Banking

Monitor your account balance or add additional funds.

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Insured by the FDIC

You're covered up to the maximum allowed by the FDIC.

Interest Rates

Minimum Opening Deposit Interest Rate Annual Percentage Yield (APY)
$10 0.10% 0.10%

Variable interest is calculated on the daily collected balance, compounded and credited monthly.1  Rates may vary by bank location. Annual Percentage Yields (APYs) quoted are accurate as of 4/12/2019 and are subject to change without notice.


Fees and Terms

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  • Minimum opening deposit is $10
  • No minimum balance requirement
  • No monthly account maintenance fee
  • No activity charges
  • Federal regulation allows you to make six transfers or withdrawals from your account per monthly1 cycle, including preauthorized, automatic or  telephone transfers. Each subsequent transfer or withdrawal will be charged $10 in addition to other fees and charges.

For additional details about INTRUST savings accounts, review our Truth in Savings Disclosure for Personal Accounts,  Personal Accounts Fee Schedule, and our Deposit Agreement.

  1. Month or monthly is an approximate four (4) week period or cycle, not necessarily a calendar month.
  2. Federal regulation allows you to make six transfers or withdrawals from your account per monthly statement cycle, including preauthorized, automatic or telephone transfers. Each subsequent transfer or withdrawal will be charged $10 in addition to other fees and charges.